Archive for the 'For Buyers' Category
435 W Crestwood Avenue, Wasilla AK October 16th, 2013This three bedroom 3 1/2 and a half bath house is large yet cozy at the same time. It is big enough for your family with room to move around. The bonus room is perfect for play time or a den. It would also makes a great gest room with its own private bath.
The kitchen features ample storage with its Armstrong maple cabinets, Jenair gas stove and matching stainless steel
refrigerator. There are other little touches like the beautiful crown molding, hot water tap at the sink, and built-in wine rack.
The height of this house gives the impression of a royal castle but it is as modern as it gets. There is a 2 car garage and a porch that wraps almost all the way around the house. You will find this castle-like house on a beautiful landscaped lot providing plenty of room for playing and gardening.
End For A Symbol Of Matanuska River Erosion October 10th, 2013Last September the Matanuska River Flooded it’s banks along the Old Glenn Highway about 3 miles from downtown Palmer. By that time the house pictured to the left had already been abandoned because of damage by the Matanuska River.
The damage was not caused by flooding so much as by erosion. Erosion is a major danger along the Matanuska River and along other glacial streams in the Alaska. These rivers do flood occasionally, as can be seen inthe photo to the right, but they more often erode their banks taking away land that may have been untouched for centuries.
If you purchase property next to one of the glacial rivers that are running in a braided stream be aware that these streams constantly fill up their beds with sediment and shift to the right or to the left. If they shift far enough they will reach the extreme of the river bed and erode the banks. A house can be 100 yards from the river one year and drop over the bank the next.
The house above was stuffed into a dumpster yesterday, see below, make sure you build your house on a rock or at least away from a glacial braided stream to avoid the same fate.
AHFC Closing Cost Assistance Program October 4th, 2013The Alaska Housing Finance Corporation has a new program to help people with their closing costs.
This program called CCAP for short, pays up to 4% of the loan amount toward your closing costs or down payment. It can be combined with FHA, VA, and Rural Development, (RD), loans. If combined with VA or RD loans your move in costs can be as low as $0.00. That’s pretty low.
Right now First National Bank of Alaska is the only valley lender providing these loans. One of my buyers has already taken advantage of this.
Briana Rogers from the Palmer FNBA branch recently brought me some info on it, her contact info is 907-746-8901, [email protected]
This is one of the many programs to ask about when you are discussing financing with your mortgage lender.
Feel free to call us with any questions about real estate, we answer questions for free.
Marty Van Diest 907-232-7900
Jay VAn Diest 907-232-4852
Palmer Real Estate and the Government Shutdown October 1st, 2013Well, the government budget expired yesterday. We can debate if this is good or bad, but we will leave that for the another time.
Here are some of the immediate realities regarding loans and real estate.
We are still selling houses and writing contracts. We will likely include longer than normal contract periods in case we need more time for the government to catch up.
If the IRS and Social Security Administration are shut down there may be longer times needed to verify credit and income for some buyers.
Rural Development loans are dead in the water until they receive new funding. Some are already approved and through underwriting so those will close, the rest are in a holding pattern for now. Most USDA personnel have been furloughed and this includes rural development. The offices in Palmer are empty.
FHA and VA loans are still moving normally…so far. The same for Fannie Mae and Freddie Mac.
Things can change as we go along and if they do I will post what I know here.
5360 Kane, Wasilla Alaska September 8th, 2013
Call to set up your appointment to view this beautiful new home.
Marty @ 907-232-7900 or Jay @ 907-232-4852
The 1723 sq’ ranch features an open concept kitchen, living and dining with 3 bedrooms 2 Baths and an extra room perfect for your home office nook. This house also comes with a large 3 car garage.
Brought to you by the experienced team at Kuzina Builders.
Marty Van Diest, Tele 907.232.7900 / marty[at]valleymarket[dot]com
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